Privacy Policy

Last updated: June 2, 2026

AfinClic Financial Technologies, Inc. ("Company", "we", "our", or "us") respects your privacy and is committed to protecting it through our compliance with this policy. This policy describes how we collect, process, retain, and disclose personal data about you when providing services to you through our website, applications, products, and services that link to this policy ("Services") and our practices for using, maintaining, protecting, and disclosing that information.

This policy applies only to information we collect:

• Through the Services.
• In communications, including email, text, chat, and other electronic messages, between you and the Services.
• When you interact with our advertising and applications, including mobile apps, on third-party websites and services, if those applications or advertising include links to this policy.

It does not apply to information collected by:

• Us through any other means, including on any other website operated by Company or any third party that does not link to this policy.
• Any third party, including our affiliates and subsidiaries, through any application or content, including advertising, that may link to or be accessible from or through the Services.

We may provide additional or different privacy policies that are specific to certain features, services, or activities.

Please read this policy carefully to understand our policies and practices regarding your information and how we treat it. By interacting with our Services or providing us with your information, you agree to the collection, use, and sharing of your information as described in this privacy policy. This policy may change from time to time. Your continued use of the Services after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

Children's and Minors' Data

Our Services are not intended for, and we do not knowingly collect any personal data from, children under the age of 18. If we learn we have collected or received personal data from a child under 18 years old without verification of parental consent, we will delete that information.

The Personal Data That We Collect or Process

"Personal data" is information that identifies, relates to, or describes, directly or indirectly, you as an individual, such as your name, email address, telephone number, home address, or payment information.

The types and categories of personal data we may collect or process include:

• Account and contact information, including name, address, email address, phone number, username, and other contact information you provide us.
• Payment information, including credit card or debit card information and information about the payment methods and services you use in connection with the Services.
• Account history, including information about your subscription, account, transactions, purchases, order history, or discounts.
• Financial preferences, including your credit needs and financial interest, if you complete optional surveys or forms.
• Income related information and ability to pay information for the credit application process.
• Location information, including general geographic location such as country, state or province, or city.
• Device information, including your IP address, device identifiers, operating system and version, preferred language, hardware identifiers, browser type and settings, and other device information.
• Content and information you elect to provide as part of your profile or in any reviews you make through the Services or emails, chats, or other communications sent to us.
• Images, voice recordings, and videos collected or stored in connection with the Services, if you have consented to such information collection.
• Identity document information, such as Social Security and driver's license numbers, if you have consented to such information collection.

Some of the information identified above may be considered sensitive data under certain laws. If required under applicable law, we will collect and process sensitive personal data only with your consent.

How We Collect Your Personal and Other Data

You Provide Information to Us

We collect information about you when you interact with our Services, such as when you create or update an account, place an order, subscribe, or apply for a loan. We may collect information about you for events, giveaways, promotions, or surveys.

Automatically Through Our Services

As you navigate through and interact with our Services, we may use automatic data collection technologies to collect information that may include personal data. Information collected automatically may include usage details, IP addresses, operating system, browser type, and information collected through cookies, web beacons, and other tracking technologies.

The technologies we use for this automatic data collection may include:

• Cookies. A cookie is a small file placed on your device when you interact with the Services.
• Web Beacons. Some parts of the Services and our emails may contain small electronic files used to count users and measure engagement.

How We Use Your Information

We may use information that we collect about you or that you provide to us, including any personal data, to:

• Provide you with the Services and any related contents, features, information, products, or services.
• Fulfill and manage loans, subscriptions, purchases, orders, deliveries, and payments.
• Provide notices about your account or subscription.
• Improve our Services and analyze how users interact with them.
• Promote our Services, business, and offerings.
• Carry out our obligations and enforce our rights arising from contracts entered into between you and us.
• Notify you when updates are available and about changes to our products or services.
• Fulfill any other purpose for which you provide the information.
• Use the information in any other way we describe when you provide it.
• Use the information for any other purpose with your consent.

Who We Disclose Your Information To

We may disclose personal data that we collect or you provide as described in this Privacy Policy:

• To our subsidiaries and affiliates.
• To contractors, service providers, and other third parties we use to support our organization.
• To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of assets.
• To third parties to market their products or services to you if you have consented to or not opted out of these disclosures.
• To fulfill the purpose for which you provide it.
• For any other purpose disclosed by us when you provide the information.
• With your consent.

Your Rights and Choices About Your Information

Depending on your state of residency, you may have certain rights related to your personal data, including:

• Access and data portability.
• Correction.
• Deletion.
• Opt out of using personal data for targeted advertising, profiling, and sales.

To exercise any of these rights, please send us an email at privacy@afinloans.com.

How We Protect Your Personal Data

We use commercially reasonable administrative, physical, and technical measures designed to protect your personal data from accidental loss or destruction and from unauthorized access, use, alteration, and disclosure. However, no website, mobile application, system, electronic storage, or online service is completely secure.

How We Retain Your Personal Data

We keep the categories of personal data described in this policy for as long as reasonably necessary to fulfill the purposes described or as otherwise legally permitted or required.

Communications and Text Messages

If you agree to receive text or SMS messages from us, these messages may include marketing, informational, or transactional messages. Message and data rates may apply.

• You can opt out of receiving further text messages at any time.
• Providing consent to receive messages is not a condition of applying for a loan or purchasing goods or services.
• The number of messages may vary depending on your activity and ongoing promotions.

Changes to Our Privacy Policy

We may update this policy from time to time. The date the privacy policy was last updated is identified at the top of the page. You should check our Services periodically to see the current policy and any changes we have made to it.

Contact Information

To exercise your rights or ask questions or comment about this privacy policy or our privacy practices, contact us at:

Address: 440 North Wolfe Rd S194, Sunnyvale, California 94083

Phone: (831) 285-3014

Email: privacy@afinloans.com